A building insurance – also known as home insurance – covers damage to everything that is "attached" to your home. Think of the walls, roof, plumbing, sanitary facilities, kitchen, and floors. Outbuildings such as your shed or garage are often included as well. If you have a mortgage, a building insurance is usually mandatory.
Damage to your home can have significant financial consequences. This insurance ensures that you don't have to bear the repair costs yourself in the event of storm damage, fire, or water damage, for example. You can choose between basic or all-risk coverage, depending on the level of security you desire.
Key Features
- Covers damage from fire, storm, burglary, leakage, and lightning
- Insures the home and outbuildings (garage, shed)
- Choice of basic or all-risk coverage
- Assistance with repairs through certified contractors
- Extras: glass insurance, solar panels included
- Combination discount with contents insurance
Example Situations Where You Are Insured
- Fire damage to kitchen and walls
- Storm damage to roof or facade
- Burglary damage to doors, windows, or frames
- Water damage from burst pipe in the bathroom
- Leakage from solar panels or damage to chimney
Premium Indication (example)
- Apartment (owner-occupied), basic coverage: starting from €5.95 per month
- Single-family home, all-risk + glass: starting from €10.75 per month
(Note: premium depends on type of home, location, and reconstruction value)
Why Choose Our Building Insurance?
- Fast claims handling with fixed repair partners
- No excess when repairing through our network partners
- Clear policy terms, no surprises afterwards
- Reconstruction value check for optimal coverage
- Includes 24/7 emergency assistance service
Combine this insurance with a contents insurance for complete home protection and receive an attractive discount.
You can easily take out the building insurance online, with immediate insight into premium and coverage